THREE QUESTIONS WITH
Christian Aho
COUNTRY OFFICER & HEAD OF BANKING, CITI NORWAY
Prior to becoming Norway’s Citi Country officer, you have served several leadership roles at other leading financial institutions, such as HSBC, NatWest, Bank of Tokyo Mitsubishi, and Barclays. What drew you to banking at the start of your career, and what about the industry excites you today?
I grew up in a very small town in Finland and have always had a strong interest in travel, meetings new people and understanding how the world works. The same things still keep me going and interested, I feel like I have unlimited opportunities to learn with the added benefit that I get to meet and interact with people from all over the world, and we are constantly at the forefront of what is happening in global markets and at the core of information flow.
With a presence in Norway for over 50 years, Citi is focused on Norwegian-based multinational companies, financial institutions, the public sector as subsidiaries of foreign multinational companies operating in Norway. Providing support for the shipping industry was key for Citi when doors first opened in 1973; which industries constitute the main focus today?
Our global network and being a strategic partner to our clients is at the core of what we do every day and part of the Citi dna. We continue to support the same sectors today, but also adapting to how the world is changing by focusing on new economy sectors such as tech, digital, AI and renewables. Importantly, we want to ensure that we continue to innovate and be the partner of choice for all of our clients in both their day-to-day banking needs, as well as on strategic and transformative decisions they make.
In broad terms, what are the biggest banking industry transformations you foresee in the near, and more distant future?
I think AI will have a profound change on not only financial services but the world as a whole. We are at a very early stage of adoption and still lots to learn but I am very excited about the opportunities. At Citi we are using AI tools in our day to day work and our global leadership is focusing very much on developments.
What is your favorite US travel destination?
NYC because of the people, energy and diversity, and you’re guaranteed to always have a great time. California State because of its beautiful nature and friendly people.

