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Liberty Mutual

Liberty Mutual Group is a global insurance conglomerate that offers a wide range of insurance products and services. Liberty entered the Norwegian market through the agent HouseOfGuarantees (HOGS) in 2018 and grew to one of Norway’s largest surety providers. After several years of presence through HOGS as a general agent (MGA), Liberty has from February 2024 signed an agreement to take over all assets of HOGS. The acquisition reflects Liberty’s desire to strengthen its position in Norway and the Nordic region.

Liberty Mutual Insurance Europe SE/ Liberty Specialty Markets are divisions of Liberty Mutual Group focusing on specialized insurance solutions for complex and unique risks. In addition to their comprehensive insurance services, they also offer Surety Bonds. Bonds are legal commitments that ensure the fulfillment of contractual or commercial obligations between two parties. This can range from advanced payment bonds, performance bonds to supply bonds and Subdivision bonds.

Liberty Specialty Markets can provide tailored solutions covering a variety of business needs. The bonds solutions provide businesses with increased security and confidence in their professional relationships while ensuring that contractual obligations are met. It is also a tool for improving liquidity. With their global reach, depth of knowledge, and ability to adapt to the specific needs of customers, Liberty Specialty Markets is a reliable partner for those in need of both insurance coverage and guarantee solutions for their business.

Liberty Mutual Surety, the world’s largest surety provider, assures that your bonds will still be guaranteed by Liberty Mutual Insurance Europe SE, which is rated “A” by Standard & Poor’s.

Liberty Mutual has been in business since 1912 and is the fifth-largest global property and casualty insurance company based on 2022 gross premiums written. As of December 31, 2022, Liberty Mutual had $50 billion in annual consolidated revenue and $22.2 billion in total equity.

Marsh

Marsh AS is a subsidiary of Marsh Inc, the world’s leading insurance broker and risk advisor. With 25,000 employees and annual revenues approaching $5 billion, Marsh serves more clients in more industries worldwide than any firm in their industry. Marsh works with businesses, public entities, organizations, and private clients in over 100 countries. Marsh sees risk — and its accompanying opportunities — in all its forms. Their experience in helping clients turn risk into competitive advantage is unrivalled.

In Norway, Marsh employs 110 people, and cooperates with more than 500 Norwegian and international clients. Marsh is devoted to finding the opportunity in risk. Companies look to Marsh to help them navigate the daunting global risk landscape, seeing risks others don’t and unlocking opportunities others can’t.

Marsh is part of Marsh & McLennan Companies (MMC), a leading global professional services firm with roots dating back to 1871. Today MMC employs approximately 52.000 employees providing analysis, advice and transactional capabilities to clients in more than 100 countries. The companies of MMC provide solutions in Risk and Insurance Services, Risk Consulting and Technology, Human Resources Consulting, Specialty Consulting and Investments.

AIG Europe Limited

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, AIG member companies provide a wide range of property casualty insurance, life insurance, retirement products, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks, and provide for retirement security. In Norway, AIG Europe SA insurance solutions are aimed at the Norwegian and multinational corporate market. Located in Oslo with approximately 40 employees, AIG established its operations in Norway in 1985, and, for over 30 years, AIG has developed products in line with meeting the needs of the business community.